Use CycleCredit to get pre-approved for powersports vehicle leasing prior to visiting an eligible dealer. We review the information you provide to determine whether you pre-qualify. If you pre-qualify, you will be able to see your estimated monthly payments and credit amount for vehicles you may be considering. You will receive an CycleCredit Pre-Approval Certificate powered by MotoLease, which includes an estimate of the leasing terms you could qualify for when you apply for a lease at the dealer. When you are ready to lease a vehicle, take your CycleCredit Certificate to an eligible dealer to let them know you are pre-approved for leasing with CycleCredit.
Pre-approval does not guarantee that you will receive financing or any particular lease terms, which are subject to change based on our evaluation of your credit application submitted at the dealer and any required documents. Pre-approval terms expire 45 days from the date you pre-qualify.
To pre-qualify, you must be at least 18 years old, have a valid street address within the United States. Minimum monthly income is $1,500 depending on credit history. Any existing MotoLease accounts must be in good standing.
When you visit an eligible dealer, show them your Pre-Approval Certificate, fill out a credit application, and provide any information needed for review to complete your file. A credit application at the dealer will result in one or more inquiries posted to your credit file. After negotiating purchase terms and receiving dealer credit approval, you will sign a contract with the dealer reflecting lease terms. Your lease will result in a lease agreement with the dealer as the original creditor. See our FAQs for more information.
For new and used vehicles, the minimum Lease Amount is $2,500 and the maximum Lease Amount is $20,000. Your maximum Lease Amount may be based on the value of the specific vehicle you are leasing. The Lease Amount may include the vehicle sales price, tax, title, licensing fees, lease fees, dealer fees, and any optional products like GAP coverage and extended warranty that you choose to purchase from the dealer. in most cases 10% to 30% cash down may be required in order to complete your lease.
CycleCredit.com powered by MotoLease provides financing for new and used vehicles leased from eligible dealers listed on our Dealer Locator. We do not offer financing for vehicles purchased from non-eligible dealers, vehicle brokers or private party sellers.
Pre-approval terms can only be used at eligible dealer locations in connection with the lease of a new or used powersports vehicles intended for personal use. Vehicle model must be 14 years or newer and have no mileage limitations. We do not offer financing for commercial vehicles, autos, recreational vehicles (RVs), boats, camper vans, motor homes, lemon vehicles, branded title vehicles, or vehicles without a Vehicle Identification Number (VIN) or title issued. We may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.
Certain features of the CycleCredit vehicle shopping and leasing experience are currently limited to specific state or metropolitan markets and may not be available in your market. If the dealer advertised inventory is not available in CycleCredit, or if the advertised dealer inventory feature is not available in your market, your pre-approval may still be used at any eligible dealer. Consumers who receive CycleCredit terms where our enhanced inventory experience is available will be able to search for vehicles and see estimated monthly payments and credit limits. Within your CycleCredit pre-approval limits, you can also configure your CycleCredit terms for each vehicle to see what financial terms best suit your needs. You can also search for vehicles without requesting a CycleCredit pre-approval, but will be limited to general basic vehicle search results as no financing terms will be visible.
MotoLease uses third party information, otherwise available, to enhance your vehicle financing and shopping experience. Please note that this information is provided by third parties and MotoLease does not make any express or implied representations or warranties with respect to the accuracy of the third party information. All trademarks are the property of their respective owners.
You should verify the accuracy of any third party information on your own. Third party information includes, but is not limited to, trade-in values, vehicle images, dealer reported mileage, dealer advertised price and vehicle details, and vehicle history reports. Vehicles are subject to prior sale and availability should be confirmed with the dealer. Dealer inventory availability and advertised prices are subject to change without notice.
Dealer advertised prices may be negotiable and may not include tax, title, license, and other applicable fees. Other fees may apply and are not included in these estimates.
Any available vehicle history reports are provided by third parties. Trade-in valuations are offered to provide estimates of what you may be able to receive from the dealer by trading in your vehicle. Clicking on these links will take you to these third party websites not maintained by MotoLease. Visit the third party websites such as Nada, CarFax and Kelley Blue Book websites for additional information on these services.
Maps, directions, and reviews are provided for informational purposes only. No representation is made or warranty given as to their content, road conditions or route usability or expeditiousness. User assumes all risk of use. Google, MotoLease, and their suppliers assume no responsibility for any loss or delay resulting from such use. All reviews are provided by Google and are subject to Google terms of services. MotoLease does not monitor content provided by Google
Some information collected is non-identifying. For example, although our Media servers collect information about a user’s Internet protocol address, our server is not able to automatically associate that information with a particular user. We may collect non-identifying information associated with that address, such as the time and date of a visit, the originating domain name, the browser type, and the particular pages or products viewed on the Media.
Image tags work in conjunction with cookies. An image tag, also referred to as a clear GIF or web beacon, is a small image file that may be located on select areas of our Media.
The third-party advertising companies may also employ technology that is used to measure the effectiveness of ads. Any such information is anonymous. They may use this anonymous information about your visits to this and other sites in order to provide advertisements about goods and services of potential interest to you. No personal information about you is collected during this process. The information is anonymous and does not link online actions to an identifiable person. If you would like more information and want to explore the option of not having this information collected by third-party advertisers click here.
At this time, CycleCredit may contract with third party companies to collect information about how users navigate our Media. This information will not be disclosed and will be used only to generate anonymous visitor profiles, which do not contain personally identifiable information. The anonymous profiles are used to provide users content specifically tailored to them.
Some browsers have a “do not track” feature that lets you tell websites that you do not want to have your online activities tracked. These features are not yet uniform, so we are not currently set up to respond to those signals.
We take commercially reasonable steps to protect the information we collect online. However, as effective as these measures are, no security system is impenetrable. We do not provide an absolute guarantee of the security of our information databases, nor do we guarantee that the information you may choose to supply will not be intercepted while you transmit it from your computer, over the internet, or along other third party networks, and to our systems. However, with respect to security: when we intend to transfer and receive certain types of sensitive information, such as financial information, we redirect visitors to a secure server using, for example, Transport Layer Security or Secure Sockets Layer security.
When you use our mobile device-ready website or mobile application (our “Mobile Media”), we may collect additional, non-personally-identifying information about you that is specific to your mobile device. We work with analytics companies to help us understand how our Mobile Media are being used, by how many users, for how long, and how frequently. Using analytics, we receive counts of the screens and features of our Mobile Media that are used, the countries from which they are used, device language settings, and the types of devices, operating systems, browsers, carriers, IP addresses and wireless connections our users are using.
With your consent, our Mobile Media collects precise information about the geographic location of your device to provide you with information about CycleCredit locations that are in your vicinity. If your device is equipped with GPS or can connect with wireless access points or hot spots, or if your device is also a phone that communicates with cell towers or satellites, then your device is able to use these features to determine its precise geographic location. If you have consented using your device’s user interface, the geographic location of your device will be transmitted to our servers in real time any time that our mobile application is running (even if you are not actively using the application or it is minimized on your device). Once you set your device to transmit its location information to us, your device will continue to transmit its location information to us (when it is open) until you set your device to no longer do so. You may at any time opt-out from further allowing us to have access to your device’s location information by accessing the application’s location settings on your device and setting your device not to share its location with us.
We may assign a unique identifier to your mobile device which will enable us to send you push notifications, for example when additional search results become available under your search criteria. If you wish to turn off push notifications, go to your device’s settings and turn off push notifications from the CycleCredit mobile application or turn off push notifications directly through the CycleCredit mobile application.
We use the information received from your device to operate our Mobile Media, respond to your requests and manage your CycleCredit account. For example, we use the information to provide you with the results of your searches; to provide you with important information and required notices; and to improve our Mobile Media. If you have provided your email address as part of your CycleCredit account, we use your email address to distinguish you from others and to reset your password if you report that it has been lost or stolen. We also use your email address and password to enable you to migrate your account to another device.
You can stop all collection of information by our mobile application by uninstalling it. You may use the standard uninstall process on your mobile device or the mobile application marketplace or network.
We maintain presence on several social networking and blogging platforms, such as Facebook and Twitter, and we also incorporate some third party social networking features onto our Media. Through these platforms and features, we receive some personally identifying information and some usage information about you, and this Privacy and Safeguards Notice applies to that information as well. In addition, third party social networking platforms and blogging platforms have their own privacy policies which explain how the third parties that provide them will use and protect your information. In accordance with those policies (and your privacy settings within your social networking accounts) information about your activities on our Media (such as “Mary Smith likes this motorcycle” or “John Smith viewed this customer review”) may be published to your social network.
CALIFORNIA USERS: YOUR CALIFORNIA PRIVACY RIGHTS
For residents of California Only. Section 1798.83 of the California Civil Code requires select businesses to disclose policies relating to the sharing of certain categories of customers' personal information with third-parties. These businesses are required to accept such requests from customers but are only required to honor one request per calendar year. Businesses have thirty (30) days to respond to each inquiry. Each inquiring customer will receive an explanation of the categories of customer information shared and the names and addresses of the third-party businesses. In limited circumstances, customers' failure to submit requests in the manner specified will not require a response from the business.
If you are a current CycleCredit customer in California, you may request such information from CycleCredit by sending an email correspondence noting your name, address, and email address. You must also include a request that CycleCredit provide such information to you using the following or similar verbiage. "I request that CycleCredit provide its third-party information sharing disclosures required by section 1798.83 of the California Civil Code." Press the link at the end of this sentence to create your message: WebOptOut@CycleCredit.com.
PLEASE READ THIS INFORMATION CAREFULLY AND PRINT A COPY AND/OR RETAIN THIS INFORMATION ELECTRONICALLY FOR FUTURE REFERENCE.
Thank you for visiting the CycleCredit website. We hope that you find our website to be a useful part of your vehicle-buying experience. Please note that the services CycleCredit provides to you through this website are subject to the terms and conditions in the following Website Agreement, a contract between you and CycleCredit that explains the permissible and prohibited activities on this website.
Acceptance of Terms and Conditions
The terms and conditions in this Website Agreement govern your use of this website. Please take a few moments to review this information carefully. By using this website, you agree that you have read, understand, accept, and will be bound by all of the terms and conditions in this Website Agreement, and you agree not to use this website in contravention of these terms and conditions.
In compliance with the Children's Online Privacy Protection Act, CycleCredit does not knowingly or intentionally solicit or collect information from minors, and our marketing is not directed at minors. If we determine that a user is under eighteen (18) years of age and has submitted information by way of our website, we will immediately delete such information.
CycleCredit designed this state-of-the-art website to meet your vehicle-shopping needs by providing you with accurate and up-to-date information about CycleCredit 's inventory across the country. Despite our best efforts, however, it is inevitable that some inaccuracies may occasionally be present. Additionally, photographs of vehicles found on the CycleCredit website are photographs of the actual vehicles; however, their color and general appearance may appear differently based on your monitor and color settings. For this reason, please contact the store location where a vehicle is located to confirm the accuracy of the contents of our website before you visit that store location. Further, CycleCredit reserves the right to change product pricing and specifications, as well as the terms of our guarantees and warranties without notice.
In addition, you understand and agree that the information provided on this website is advertising only and in no way constitutes an offer for the sale of goods or to provide a service. To this end, and to the extent permitted by applicable law, CycleCredit will not be responsible for errors found on this website, including but not limited to, pricing errors or an incorrect statement of accessories on a particular vehicle.
All information contained in this website, unless otherwise stated, is owned solely and exclusively by CycleCredit. You acknowledge and agree that all contents and materials available on this website are protected by copyrights, trademarks, service marks, patents, trade secrets, and/or other proprietary or intellectual property rights and laws. By permitting you to access and use this website, CycleCredit has not granted you a license of any kind to use this information for any purpose (including, but not limited to, commercial purposes) without the express written consent of CycleCredit; however, vehicle information and the online credit application may be printed for your non-commercial, personal use only. You may not otherwise amend, copy, create derivative works from, reverse engineer, display, distribute, edit, license, modify, reproduce, rent, sell, and/or transmit any part of this website. You may not use any meta tags or any other "hidden text" utilizing CycleCredit's name or trademarks without the express written consent of CycleCredit. In addition, deep linking, direct linking, framing, page-jacking, spoofing, hacking, data-mining and using a robot, spider, or automated device of any kind to monitor or copy our website is strictly prohibited.
CycleCredit (and design), Next Rider (and design), Next Certified (and design), are all registered or registration-pending trademarks or service marks of CycleCredit. Any unauthorized use, replication, or other violations of trademark law will be prosecuted to the maximum extent possible. All other trademarks not owned by CycleCredit or its subsidiaries that appear on this site are property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by CycleCredit.
CYCLECREDIT MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION AND RELATED GRAPHICS CONTAINED IN THIS WEBSITE FOR ANY PURPOSE WHATSOEVER. ALL INFORMATION PROVIDED ON OUR WEBSITE IS PROVIDED "AS IS," WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. CYCLECREDIT DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT AND ANY WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING, OR USAGE IN TRADE. CYCLECREDIT SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR REVENUES, COSTS OF REPLACEMENT OF GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THE CYCLECREDIT WEBSITE, OR FOR DAMAGE RESULTING FROM THE USE OF OR RELIANCE ON THE INFORMATION CONTAINED HEREIN. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS OR EXCLUSION OR LIMITATIONS ON RELIEF SUCH AS INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
Rebates, customer cash, dealer cash, coupon offers, and other incentives provided by vehicle manufacturers are subject to the terms specified by the manufacturer. Thesƒe terms include, among others, the timeframe of the offer and limitations on quantities and/or combinations with other offers.
While using this website, you may choose to link to third-party websites that are not affiliated with CycleCredit. CycleCredit is not responsible for the content of these third-party websites, or any subsequent links, and has no control over the contents found there. For this reason, we do not represent or warrant that the contents of any third-party website are accurate or compliant with state or federal law, or compliant with copyright or other intellectual property laws. All opinions expressed on third-party websites are not necessarily those of CycleCredit, and CycleCredit does not endorse the contents of these third-party websites in any way. Also, CycleCredit is not responsible for webcasting or any other form of transmission received from any linked website. Any reliance on the contents of a third-party website is done at your own risk, and you assume all responsibilities and consequences resulting from such reliance. This may include, but is not limited to, damages that are direct, indirect, special, or consequential. CycleCredit is providing these links to you as a convenience only, and the inclusion of any link does not imply endorsement of the site, its contents, and/or any products or services offered by the owner(s) of the site.
If there is a legal dispute of any kind about or arising out of the use of this website, the laws of the Commonwealth of Delaware will govern such dispute without regard to its conflict of laws rules. You agree that if any part of these terms and conditions is found to be unenforceable, the remainder of these terms and conditions will remain in full force and effect.
In the event you violate or attempt to violate any part of this Website Agreement, CycleCredit reserves the right to terminate your access to this website immediately, at our sole discretion, with or without notice of any kind. We also reserve the right to involve and cooperate with law enforcement agencies, and to pursue a civil lawsuit or criminal prosecution for any and all alleged or actual illegal activities involving this website.
You agree to indemnify, defend, and hold harmless CycleCredit from and against any and all claims, proceedings, damages, injuries, losses, costs, and expenses (including reasonable attorneys' fees), relating to your use of this website that leads to any claim against us by a third-party, regardless of the nature of the cause of action or claim.
In the event any part of this Website Agreement is found to be unenforceable, the remainder shall continue in full force and effect. You understand and agree that this Website Agreement represents the entire agreement governing your use of this website.
CycleCredit will respond appropriately to notices of alleged copyright infringement that comply with the U.S. Digital Millennium Copyright Act ("DMCA"), as set forth below. If you own a copyright in a work (or represent such a copyright owner) and believe that your (or such owner’s) copyright in that work has been infringed by an improper posting or distribution of it via this website, then you may send us a written notice that includes all of the following :
CycleCredit will only respond to DMCA Notices that it receives by mail, e-mail or facsimile at the addresses below: By E-Mail:copyrightnotice@CycleCredit.com
By Facsimile:(310) 441-4090
It is often difficult to determine if your copyright has been infringed. CycleCredit may elect to not respond to DMCA Notices that do not substantially comply with all of the foregoing requirements, and CycleCredit may elect to remove allegedly infringing material that comes to its attention via notices that do not substantially comply with the DMCA.
Please note that the DMCA provides that any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.
We may send the information that you provide in your notice to the person who provided the allegedly infringing work. That person may elect to send us a DMCA Counter-Notification.
Without limiting CycleCredit’s other rights, CycleCredit may, in appropriate circumstances, terminate a repeat infringer’s access to this website and any other website owned or operated by CycleCredit.
If access on the Website to a work that you submitted to CycleCredit is disabled or the work is removed as a result of a DMCA Notice, and if you believe that the disabled access or removal is the result of mistake or misidentification, then you may send us a DMCA Counter-Notification to the addresses above. Your DMCA Counter-Notification should contain the following information:
Please note that the DMCA provides that any person who knowingly materially misrepresents that material or activity was removed or disabled by mistake or misidentification may be subject to liability.
If we receive a DMCA Counter-Notification, then we may replace the material that we removed (or stop disabling access to it) in not less than 10 and not more than 14 business days following receipt of the DMCA Counter-Notification. However, we will not do this if we first receive notice at the addresses above that the party who sent us the DMCA Copyright Infringement Notice has filed a lawsuit asking a court for an order restraining the person who provided the material from engaging in infringing activity relating to the material on the Website. You should also be aware that we may forward the DMCA Counter-Notification to the party who sent us the DMCA Copyright Infringement Notice.
Required California Disclosure: CA Supply Chain Transparency
CycleCredit recognizes the serious nature of the crimes of human trafficking and slavery. CycleCredit has taken and will take every reasonable effort to ensure that its supply chain is free of products that are tainted by human trafficking. Because all of the vehicles sold by CycleCredit in California are used vehicles, and all of the replacement parts CycleCredit uses in its reconditioning process are purchased from other retailers, CycleCredit believes that it has taken all necessary steps to audit and reasonably mitigate the risk that its products are tainted by the crimes of human trafficking and slavery.
We’re committed to protecting your personal and financial information, and as your partner, we want to let you know how you can help. Of course, if your information ever does fall into the wrong hands, we’ll be here to make it right.
Here you’ll find tips to help with various situations, along with our contact information. Whether your card’s missing or something’s suspicious with your account, contact us and we’ll help you right away.
If you're a victim of identity theft, set up free alerts through one of the credit bureaus. Those alerts will last 90 days. Alerts are renewable, but credit bureaus may not allow continuous renewals if you're trying to use them as a credit monitoring tool.
You can also freeze your credit, preventing criminals from opening new accounts in your name. Check out the latest Credit Freeze Protection information from the Federal Trade Commission (FTC) and consider setting one up on your credit file. Depending on the state where you live, there may be a fee. Keep in mind that credit freezes don't protect you from fraud on previously opened accounts.
If you receive a suspicious phone call